Terms of Use

Last updated: August 27, 2026

Please read these Terms carefully. By using this website or submitting information through it, you agree to these Terms.

1. About ApplySaver

ApplySaver ("ApplySaver," "we," "us," or "our") operates this website to help consumers explore mortgage refinance options. ApplySaver is not a lender, broker, or financial advisor. We do not make loans or credit decisions and we do not guarantee that you will be approved for any loan or receive any particular rate or term.

2. What we do

We collect information you provide and use it to connect you with third-party lenders, brokers, and marketing partners ("Partners") who may be able to assist you. Any loan, rate, or offer is provided solely by those Partners, subject to their own terms, approval criteria, and applicable law.

3. Your consent to be contacted

By submitting your information, you authorize ApplySaver and its Partners to contact you at the phone number and email address you provide — including by autodialer, prerecorded or artificial voice, text message (SMS/MMS), and email — for marketing and servicing purposes, even if your number is listed on a federal, state, or internal Do Not Call registry.

Consent is not a condition of any purchase. Message and data rates may apply. You may opt out of text messages at any time by replying STOP, and you may ask to be removed from calls or emails by contacting us using the details below.

4. Eligibility

You must be at least 18 years old and a legal resident of the United States to use this website. By using it, you represent that the information you provide is accurate, complete, and your own.

5. Acceptable use

You agree not to:

Submit false, misleading, or fraudulent information;
Use the site for any unlawful purpose or on behalf of another person without authorization;
Interfere with, disrupt, or attempt to gain unauthorized access to the site or its systems;
Copy, scrape, or reproduce content from the site without our written permission.

6. No professional advice

Content on this site is provided for general informational purposes only and is not legal, tax, or financial advice. Rates, savings figures, and examples shown are illustrative and do not represent an offer or a commitment to lend. You should consult a qualified professional before making financial decisions.

7. Intellectual property

The ApplySaver name, logo, and all site content are owned by us or our licensors and are protected by applicable laws. You may not use them without our prior written consent.

8. Disclaimer of warranties

The site is provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the site will be uninterrupted, secure, or error-free.

9. Limitation of liability

To the fullest extent permitted by law, ApplySaver and its officers, employees, and Partners will not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the site or from any interaction with a Partner.

10. Changes to these Terms

We may update these Terms from time to time. Changes take effect when posted on this page, and the "Last updated" date above will reflect the most recent revision. Your continued use of the site means you accept the updated Terms.

11. Contact us

Questions about these Terms? Contact us at support@applysaver.example.